Buyer Tool Kit

Updated 9/23/2019; Originally published 10/6/17 Takeaways Understanding what kind of builder you are working with will allow you to get the most from your home purchase The Three Types There are three business models that define most residential home builders: tract, spec, and custom. Each of these models offers different benefits and drawbacks for new construction […]

Is a seller disclosure required? How does a seller keep the disclosure updated? What should you be looking for in a seller's disclosure? Learn everything you need to know about the Texas property condition disclosure, including the forms and what to expect.

You have found your dream home - a brand new house with a builder. They have preapproved you and have the contract ready to sign. Don't! Do these 5 things first!

Fort Hood is an affordable market where you can get a lot of home for your dollar! That doesn't mean that you can't make mistakes though. Here are some of the most common mistakes I see home buyers making in the Killeen area.

Takeaways The seller has almost no “outs” from a contract The buyer has many “outs” in a contract Defaulting on a contract is not the same as terminating, and carries bigger consequences Reasons to Terminate There are many reasons a buyer might terminate per the Texas contract. In fact, there are probably at least 32 reasons, […]

Getting ready to purchase a home in the Fort Hood area? Here are some tools to help your search and due diligence when buying! Including crime maps, Realtor reviews, mortgage budget tools, and school ratings.

Did you know that the USDA loan is not for Farms and Ranches, but single family homes? Did you know there are numerous Fort Hood, TX area subdivisions that qualify, including most of Nolanville? If you are buying a home, especially a first-time homebuyer, don't forget to check out the USDA Loan.

Takeaways Whether you should “keep looking” depends on you or your market Don’t lead the seller on Communicate with your agent if you are having second thoughts Buying a home is a lot like dating. You start out single, searching lots of different options on Match.com or Tinder, setting the criteria you’re interested in, swiping […]

Takeaways An uneducated buyer can leave a lot of money on the table if they aren’t familiar with the local market and what to ask for Buyer or Seller Market? Whether or not you get any seller concessions, and how much, depends heavily on the local real estate market. In buyer friendly markets, sellers often […]

The listing agent should exhaust efforts to get the appraiser to reconsider before going to the negotiating table Failing that, the seller can drop the price, buyer can pay the difference, or somewhere in between Usually, a low appraisal is an excuse for the buyer to walk away, but not always.

Every home is different, and none is perfect. Learn to buy smart so that you get the most from your home for the long run.

Not the same as property insurance, learn about the advantages and disadvantages of the loan types (VA, FHA, Conventional) as relates to mortgage insurance.