The 3 Types of Builders: Tract, Spec and Custom
Updated 9/23/2019; Originally published 10/6/17 Takeaways Understanding what kind of builder you are working with will allow you to get
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Everything You Need to Know About the Texas Seller’s Disclosure
Is a seller disclosure required? How does a seller keep the disclosure updated? What should you be looking for in
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Don’t Sign a Contract With a Builder Until You’ve Done These 5 Things!
You have found your dream home - a brand new house with a builder. They have preapproved you and have
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6 Biggest Mistakes Home Buyers Make in Fort Hood, TX
Fort Hood is an affordable market where you can get a lot of home for your dollar! That doesn't mean
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How to Terminate a Texas Home Purchase Contract
Takeaways The seller has almost no “outs” from a contract The buyer has many “outs” in a contract Defaulting on
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Best Online Resources When Preparing to Buy a Fort Hood, TX Home
Getting ready to purchase a home in the Fort Hood area? Here are some tools to help your search and
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Using the USDA Loan for Rural Homes in Fort Hood, TX
Did you know that the USDA loan is not for Farms and Ranches, but single family homes? Did you know
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Should You Keep Looking at Homes Once Under Contract?
Takeaways Whether you should “keep looking” depends on you or your market Don’t lead the seller on Communicate with your
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What to Expect in Seller Concessions in the Fort Hood, TX Area?
Takeaways An uneducated buyer can leave a lot of money on the table if they aren’t familiar with the local
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I Got A Low Real Estate Appraisal in Texas. Now What?
The listing agent should exhaust efforts to get the appraiser to reconsider before going to the negotiating table Failing that,
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Tips on Avoiding and Overcoming Home Buyer’s Remorse
Every home is different, and none is perfect. Learn to buy smart so that you get the most from your
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Mortgage Insurance Explained: PMI, MIP and the VA Funding Fee
Not the same as property insurance, learn about the advantages and disadvantages of the loan types (VA, FHA, Conventional) as
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Everything You Need To Know about Fort Hood Utilities
The complete guide to Killeen, Harker Heights, Copperas Cove, and the surrounding area's utilities (electric, gas, water, trash, Internet and
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What is a Home Warranty?
Different from property insurance, home warranties, or "residential service contracts", can be godsends when faced with an unexpected and costly
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How to Choose a Property Insurance Company
Takeaways Don’t confuse property (hazard) insurance with mortgage insurance, or home warranties Start shopping for your insurance company early in
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How to Buy a New Construction Home – Fort Hood, TX
What to expect when buying a new home in the Fort Hood area (Killeen, Harker Heights and Copperas Cove), tips,
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Estimating the Buyer’s Closing Costs in Fort Hood
Down Payment, Closing costs, optional and negotiable services, repairs and more about what to expect and what money you need
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August is Cold – The Seasons of the Fort Hood, TX Housing Market
No surprises - winter is the best time to buy, and summer is the best time to sell. A quick
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How to Understand the Texas Title Commitment
Schedule A - Actual Facts. B - Buyer Notifications. C - Clear to Close and D - Disclosures. Everything you
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What Does the Title Company Do in Texas?
The title company in Texas is responsible as the escrow officer and the issuer of the title policy / title
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Financing Repairs When Buying Your Home: The FHA 203K Loan
One of the only options for financing in repair costs when buying a home - it is probably better as
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The Killeen First Time Homebuyer Program with Down Payment Assistance
Takeaways Consider using the Killeen Homebuyer Assistance Program if you are a first-time homebuyer in Killeen! You still have to
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9 Tips to Avoid Becoming House Poor
Updated 5/29/17, Originally published 8/7/15 Takeaways Budget off your mortgage payment, not purchase price Don’t assume you can or should
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Budgeting Your Mortgage Payment in Killeen, Texas
Updated 3/6/17; Originally published 8/26/15 Takeaways Budget based on your monthly mortgage payment, not your purchase price Plan on that
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What If Your Offer is Rejected?
Takeaways Communicate with the seller, change up your offer, and try again. Just because it’s a “low ball” doesn’t mean
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7 Tips for Buying a Home “Sight Unseen”
Especially for military families coming from distant posts or overseas, travelling to Fort Hood just to house hunt may just
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How to Make an Offer on a VA Foreclosure
Takeaways Buying a foreclosure in the Fort Hood area? You’re probably buying a VA foreclosure. Yes, you CAN buy a
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10 Biggest Home Buying Myths in Fort Hood, TX
Even as a full time agent I have to work overtime to keep up on our market trends, industry news
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Live On-Post or Off-Post at Fort Hood, TX
The Pros and Cons to living in Fort Hood on post housing versus buying or renting off-post in Killeen, Harker
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Budgeting Your BAH in Fort Hood, TX
Updated 2/22/18; Originally published 10/27/16 Takeaways Budget from monthly payment, not home price. Don’t forget to also budget for utilities,
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Everything You Need To Know About the VA Loan
Takeaways Are you eligible for the VA loan? Use it! Advantages / Pros The VA loan boasts numerous advantages to
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Do Your Due Diligence: Home Inspections in Central Texas
The option period is the most critical time for any contract. This is the time for the buyer to figure
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Rent or Buy when Moving to Fort Hood, TX?
Fort Hood is overwhelmingly renters. According to the US Census, 1/3 of Americans are renters. That ratio is flipped in
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How to Make an Offer and Negotiate the Best Deal for your Home.
Know what to expect when making an offer in the Fort Hood area so you don't run into surprises.
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How the VA loan can Trap Homeowners
Updated 8/9/16, originally published 8/2/15 Takeaways The VA loan is a fantastic loan option for Fort Hood service members, but
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The 9 Step Guide To Buying a Home in Fort Hood, TX
Buying a home is a major decision, the biggest investment in most people's lives, and a lot of fun! Where
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(512) 763-7912
brian@starpointerealty.com
Brian E Adams, REALTOR®
I am a real estate agent in the Fort Hood area, with StarPointe Realty. Contact me for help buying and selling in Central Texas!
